Frequently Asked Questions
What is an insurance broker?
An insurance broker works on behalf of you, our client to sell or negotiates insurance contracts for both individuals or businesses. We typically help individuals or businesses find and purchase car insurance, home insurance, business insurance, and certain investment products.
Just like agents, brokers are regulated by the states in which they do business, and must obtain the licenses required by individual states.
Is it better to use a broker rather than an agent?
One of the best reasons to use a broker is the amount of choices that they can offer.
- Brokers know the best fit for your personal or business needs. Most times we will be able to provide quotes from several different companies.
- By comparing multiple quotes, you may be able to find the same or better coverage at a lower cost.
- Brokers receive the same training as agents. We are licensed and educated professionals who provide the advice you need to make the best choice.
- An insurance broker can most likely provide for all of your insurance needs—from home and car insurance, to coverage for your business and more.
What happens if I have a claim?
Having a broker to assist with your claim is a tremendous benefit. We work tirelessly on our clients behalf to assist through the entire process.
What happens when my needs change and we have to switch Insurance Companies?
No need to worry. Since we represent many different companies we make it very easy to replace your old policy.
How do I cancel my old policy?
Our agency will help you every step of the way. In most cases we will take care of the entire process for you.
We represent many different insurance companies that offer a wide variety of coverage options and price points. There’s no need for you to accept one quote from one company, and there’s no need for you to spend time filling out many different online applications to get your own quote comparisons. We do the shopping. You do the saving.